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Image from page 688 of “1913 Des Moines and Polk County, Iowa, City Directory” (1913)
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Identifier: 1913DesMoinesAndPolkCountyIowaCityDirectory
Title: 1913 Des Moines and Polk County, Iowa, City Directory
Year: 1913 (1910s)
Authors:
Subjects: des moines iowa polk county city directories
Publisher:

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Text Appearing Before Image:
s 131Jf 26thLowry Earl L mach la Auto ■ res 523 e LocustLowry Elizabeth (wid (^halrles) bds | 1206 Walker j Lowry John D bartndr bds , dan av i Lowry John L inspr res 1301 Fremon.tLowry Joseph A erig,M ! res 1532 HighLowry Mame T (wid! 1014 7th Lowry Mary M A tel opr| Co bds A LowryLowry Merritt A slsrim! Buggy & Implement Co res ws so e; 5th 1 s of Davis avLowry Ralph sheet metil wkr Back-man Sheet Metal Wks res 414 e 5thLowry Sadie M stenog Coffin & Hippee bds 1125 PleasantLowry Verne bkpr Indp Auto Co bdsj 1614 e 12thLowry Wm res 912 Sheridan av Lowther Edward G foreman The Reg-ister & Leader bds so e 4th cor Davis Lowther John bds Frank Jones jr Loyal American League W B JarvisSupreme Promoter 712 Crocker bldg Loyal Legion of the U S military or-der E D Hadley recorder 222 Young-erman blk LOYAL LOAN COWm DeBeaulieu Mngr, 308-309-310Flynn Bldg FURNITURE CARPETS STOVES OFFICE FURNITURE CASH OR PAYMENTS CHASE &, WEST INCORPORATCD Fi^hlh St. hctHVtMi WliiinH tV Lo.UM

Text Appearing After Image:
NEW HOMEOP Mechanics Savings Bank 319 Fifth St. LO¥AL ORDER OP MOOSEB H Schouboe Sec, Club Rooms 3d11 Trostel Blk, Locust ne cor 6th av Loyd see also Lloyd Loyd Jennie M (wid Emory) bds 1343 e 15 thLoyd James B yd mngr Carbon Coal Co res 1342 YorkLoyer Ella W bkpr Kenyon Ptg & Mnfg Co bds 826 18thLoyer Gladys W bds 4331 GreenwoodLoyer Harry W painter 4331 Green-wood drLoynachan Erma E with Chamberlain Med Co bds 619 7thLozier Clifford driven; John Beattybds 1347 e 25thLozier Florence A bds 1347 e 25thLozier Prank W bds 1317 e 13thLOZIER HARVE E (Lozier The Florist), £10 e 6th av Tels Maple 18 and 1€|, res 1317 e 13th, Tel Maple 1882Lozier Jas A gdnr res 1347 e 25thLozier Laurana stenog (Farmers Mut Hail Ins Assn bds C G WinsetLozier Lucille L wrapper Waterbury Chem Co bds 1347 e 25th LOZIER THE FLORIS (Harve E Lozier), 4|10 e 0th av,Tels Maple 18 and 10 Luball Abraham bkpr Inc rms 843 4thLuberto Angelo baker Ej M Bakery Co res es so w 9th 3 n of Army Post rd Luby Elizab (wid J

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Everybody Should have A Good Auto loan!

There are few investments in a lifetime that people make knowing they will lose money. But, when it comes to buying a new car, a loss is a given. Despite this, almost everyone needs a car to get around and handle the business of daily living. Getting a good car loan rate, however, can minimize the impacts of the loss and make the experience much more enjoyable for the car buyer.

Knowing it’s important to get a good car loan rate and actually getting one, however, can be two different things. Car loan rates tend to be high for those with no credit, poor credit or lower income. It might not seem fair, but it’s set up that way because these folks tend to be higher risks for the loan companies. Even those with less than perfect credit, however, can get good car loan rates if they employ a little common sense in the search.

Before shopping for a car, determine these things:

* Credit score. How you’re rated will greatly effect the resulting car loan rate you can get. If there are problems with your credit report, get them fixed in advance of applying for a car loan rate. If you have old debts that need to be paid off, even small ones, do so.
* Down payment. Determine the size down payment you can reasonably swing. The more you can put toward a new car, the less your car loan rate is likely to be. This doesn’t always hold true, but when it does, the savings can be great. Further more, the more you put down, the less you’ll have to finance, which means a lower amount of total interest payments in the long run.
* Shop rates and banks. Sometimes it pays to let the dealer handle the loan, other times it doesn’t. If you have a relationship established with a bank or credit union, find out how much a car loan rate would be and see how much you can get approved for before shopping. If the rates are reasonable, it’s easier to walk into a dealer knowing exactly what you have to spend.
* Consider your trade in. If you’re upside down in your old car, try to get out of it without passing along the upside down situation.

If you’ve done everything you can do in advance and you’re not happy with the car loan rate your bank or credit union is offering, go see what the car dealers have to offer. They can sometimes get you better car loan rates than your bank.

Before going to the first dealer you think of, make sure you know what kind of car or cars you’d be interested in. Check out makes, models and prices along with safety history and then go shopping. Take your time to ensure the best car loan rate possible.

Not everyone will qualify for 1 percent financing, but that doesn’t mean 20 percent needs to be accepted either when it comes to a car loan rate. Shop around and get the best deal you can before diving in and signing on the dotted line.

More information on loan rates
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New Car Auto Loan – How to Finance Your New Car

Having sleepless nights thinking about how to finance your purchase of dream car? Is your dealer giving you very high rates of interest? Do you have low credit scores? Well time to worry is over. You can get a new auto loan without much problem to handle. Follow the simple steps and get your car financed.

Find a lender: It is one of the primary steps in the whole process. If you have very good credit rating, go and talk to a financial institutions or bank. They will be pleased to help you out. If you do not have a very satisfying credit score, it is better not to approach a traditional financial institution. The reason is they might reject your application after seeing your credit score. They are not willing to take the risk. But do not be disheartened because there are others lenders waiting for you. There are credit unions, private lenders, and even some banks also. They are more than willing to cater to your needs.

Discussion with lenders: Once you have found out the lender, it is time to talk about the auto loan program they might have. Discuss about every detail of the program like rate of interest, down payment amount, loan term, discount offers, fees or charges, pre payment penalty involved. Get these details from as many lenders as possible. Find time to go online and check the online auto loan lenders. Compare the rates of interest because most of the other factors depend on it. If you have low score in your credit report, be prepared to pay a little high rate of interest. These lenders may be willing to ignore your scores while considering the application for auto loan if you agree to their rates. You can definitely lower the rates if you can negotiate your way in.

Know your limits: When you have got the details in your hand and have finished comparing the rates. You are likely to have arrived at the best rates you can get in the market for the auto loan. However, you work does not stop here. There is another important activity left for you to perform. Check your limits. Calculate your income, savings, and expenses. See how much you can afford to spend in excess of your present expenditures. If you are not very good with numbers, seek the help of the professionals or car loan calculator available online. They will help your know your condition in exact terms. This step is important because your expenses including your expected ones cannot be more than your income or must not exact your income. If it is equal, you run into risk of default payments. And it will not be good for your credit scores.

Now the last step is talking to the dealer. As soon as you know that you can afford the payment of a loan, choose your car. Visit a dealer who has the car and talk to him. Many times dealer will also have a loan program for you. Hear it out and compare with that of your choice of loan. Then choose the one which suits you best.

Choosing a new car is not difficult as one knows what can they afford but much hassle is faced while financing it, especially for people with credit issues. A new auto loan is what you should opt for while buying a new car. With ezautofinance.net you can avail auto loans for any car purchase such as SUVs, trucks, mini vans and luxury cars including all makes and models.

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Image from page 44 of “Report associated with receipts and expenses regarding the City of Nashua” (1920)
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Identifier: reportofreceipts1919nash
Title: Report of the receipts and expenses associated with City of Nashua
Year: 1920 (1920s)
Authors: Nashua (N.H.)
Topics:
Publisher: [Nashua, N.H. : The Town
Contributing Library: University of New Hampshire Library
Digitizing Sponsor: University of New Hampshire Library

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Text Appearing Before Image:
o -vi; o (N to la o lo CO 00 ci CO C~ O Tt r-( CO C^ 1-H cT o i-T i-T CO tH fvi 00 -^ COtH CO O rH lO oC5 «0 CJ t-^ i-i -~ 00 lO t- CD CD 00(M -<* CO CJ-^ ^ T-i —I c:) Oi C: O -^ CO OCO (M O00 CD OCOlC 00 M O o (M •-5 (J ISCO K -c ^ O 3 jr t cs . s o 0) o ££ o OJ ] O 05CO in t-^-* t^ CO00 -^ 00 CO CO (N00 rH CO CD CO 05^C^CO CO CO CO CD69- C- o CO 00 Oi Ci CD CO 0000 LO in o(M ^ t- in < o^ -^iOCDC-OOC5,i<!ooaiPH O ;2 W PC – OJX X o-o P ^ *^ rO LiPi o1^ (M O X c o ^ RECEIPTS AND EXPENSES 39 o-o c- o o oo o c- o c oO O IC .i o o c(MTfiHOOiounooiNioirst-ot-cooioict- 1-H Q H CO Q fi I = is o c§^^^ CO to C- COO (N o J3 13 fl ^T3 _ , y -^ h^ >■. C t« « O 3 3 «^ ^ S S £ O) m <D <UC b£bC §

Text Appearing After-image:
00 as OS os_ w (u-o be 03 Pi c8 02 RECEIPTS AND EXPENDITURES 41 City Clerks division Appropriations, Receipts and Itemized expenses associated with a few Departments as authorized because of the Finance Committee through the year 1919. GENERAL GOVERNMENTSALARY ACCOUNT Appropriation ,300.00 ,300.00 ExpendedBresnahan, C. R., City Messenger … ,200.00 Crowley, James B., Mayor 1,500.00 Cyr, Arthur L., City Clerk, Overseer for the Poor 1,800.00 Dearborn, Samuel, Treasurer, Collec-tor 2,000.00 Greeley, Harry P., City Solicitor 800.00 ,300.00 Total ^rimM ASSESSORS DIVISION Appropriation ,700.00 ,700.00 42 MUNICIPAL GOVERNMENT REPORT Expended Baker. S. X.. Services 75.00 Berrjpercent Hazel E., Sendees 65.84 Burroughs Adding Machine Co., Re-pairs 3.72 Classon, C. W.. Stamps 2.90 Cole, F. E. & Co., products 212.60 cotton fiber, Arthur H.. Salary 1.200.00 Cotton fiber, Arthur H., Usage Of Car 15.00 Davis. Henry H., Salary 1,500.00 Dais Heniy H., Cash paid 82.99 Fijal, S., Serices 18.00 Greenough, V.

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