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– ACTION 9 : CRÉER VOTRE SOCIÉTÉ IMMOBILIÈRE

– ACTION 10 : TOUCHER DES LOYERS, FAIRE UNE PLUS VALUE, LÉGUER A VOS PROCHES

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Subprime Auto Finance Leads – Its Requirements

This is someway similar to the automotive leads as well as presents same significant details. More often, a lot of prospective car buyers are not qualifying for the car loan because of underprivileged credit scores.

Such kinds of leads are not always set aside for the borrowers having a bad or poor credit history. With many cases, a person makes delay in the mortgage payment as well as is capable of purchasing the preferred car through subprime auto finance leads other than any informal auto loan. Main difficulty is that car leads find it hard of getting the loan approved because of bad or poor financial situations.

Having subprime auto finance leads may also be helpful to the potential car purchaser. This helps in improving credit score that makes this easy for purchaser to protect the loan from the lenders without delay. Actually, it may be the way of promoting auto financing organization and increase the profit and sales also.

Some other techniques are accessible to attract the subprime auto finance leads. This is recommended for checking the lead requirement prior to deciding use of any other methods. Going through list of the leads as well as match the specifics with the condition for plan out the strategy to convince them for transacting with you. One can also use contact details for leads of having close discussion about this matter.

These subprime auto finance leads will result into business success. While you are having them in the plenty, you may experience better sales adaptation rate than the competitors that don’t have the access for them.

Refinancing the home loans is a popular and common way of saving money while interest rates are dropping. However, many people are ignorant that they may refinance the auto loans as well as save the bundle, too. With drop in interest rates, you may turn to some other lenders for helping you get the savings required. Nevertheless, more dealer-friendly market can’t be only reason for refinancing auto finance leads.

Purchaser’s guilt is maybe amongst the most frequent reasons of refinancing the auto finance leads. Just about commonly, it is because the dealer had financed the car through the dealership without looking closely to interest rates given. A lot of auto finance leads increase the interest rate, with the intention of padding their pockets. Although unethical, it is legal; however it leaves over the bad taste within mouths of the dealers to whom the benefit is taken.

In case, you take immediate look at the loan documents, finding that rate of interest is superior than it needs to be, you may refinance that the loan through an additional lender. How can you do that? How can you find the lenders who are ready to refinance the loan? Who may benefit from the refinancing? These are some answers to the concerned dealer about the auto finance leads.

Internet is the best tool for the search of the lender. Collective sites may offers you with the longer list of the lenders which provide refinancing, the rates as well as in case they charge some fee for the services. Nevertheless, prior to signing with the lender, make sure any points are not charged in new contract; it will negate the savings as well as add complications of the refinancing procedure.

At the 50 State Auto Loan, we assist people in having subprime auto finance lead irrespective of credit history. We are having well-built dealership networks that are stronger and available nationwide as a result hopes still continue for the consumers that need bad credit auto loans. Visit auto finance lead for more information.

Related Auto Finance Articles

Bussan Auto Finance (BAF) Video Company Profile 2016

Bussan Auto Finance (BAF) Video Company Profile 2016

Bussan Auto Finance (BAF) merupakan perusahaan pembiayaan yang terus berinovasi untuk bisa memenuhi kebutuhan anda dengan pelayanan yang penuh dengan senyuman. BAF terus meningkatkan pelayanan diberbagai macam lini, dengan melakukan tata kelola yang baik dan menerapkan pengendalian internal. Saat ini BAF terus aktif menjadi anggota Asosiasi Perusahaan Pembiayaan Indonesia (APPI) dan PEFINDO Biro Kredit. BAF senantiasa menyediakan proses cepat dan berkualitas serta melakukan penyimpanan dokumen yang baik dan aman.

Image from page 232 of “The Virgin islands of the United States of America; historical and descriptive, commercial and industrial facts, figures, and resources” (1918)

A few nice auto finance images I found:

Image from page 232 of “The Virgin islands of the United States of America; historical and descriptive, commercial and industrial facts, figures, and resources” (1918)
auto finance
Image by Internet Archive Book Images
Identifier: virginislandsof00zabr
Title: The Virgin islands of the United States of America; historical and descriptive, commercial and industrial facts, figures, and resources
Year: 1918 (1910s)
Authors: Zabriskie, Luther Kimbell, 1879-1921
Subjects:
Publisher: New York Putnam
Contributing Library: Robarts – University of Toronto
Digitizing Sponsor: University of Toronto

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red byMinistry of Finance and local government—Five post-offices—Subsidies—Money-order business during 1915—No wirelessstations—Two daily newspapers in St. Thomas and three in St.Croix. The only means of transportation on the island ofSt. John is by horseback. Narrow and uneven roadsover steep and irregular hills are far from suitable forcarriages or vehicles of any kind, but horses may behired at most of the settlements for two dollars perday and the services of a good guide may be procuredat a nominal figure. Carriages are more in favour in St. Thomas wherethere are about fifteen miles of fairly good roads, andare available for driving about the city, and over thecountry districts, at rates prescribed by law. Carts ofvarying descriptions are in vogue among the countryfolk; the small, two-wheeled affair, painted blue, diawnby a horse or donkey, appearing to be most common.During the early part of 1916 two automobiles wereimported into St. Thomas, and they were the first 148

Text Appearing After Image:
B o w 5 S O m Transportation 149 except for exhibition purposes that were ever seen onthe island. These were rented by the hour to individ-uals about town and to tourists, and were very popularfor a time. It was generally expected that a specialinterest on the part of the local government and thepeople in the betterment of the roads over the islandwould result from the introduction of these two ma-chines, and a movement was begun with this end inview. Then the hurricane came, with all of its de-vastations of roads as well as of buildings, before anydefinite action was taken in the matter, and feelingthat the time was not yet ripe for the luxury of auto-mobiles in St. Thomas, the owners disposed of theirmachines very soon afterwards. Therefore if onedesires to climb the mountains surrounding the cityone must do it on horseback or on foot. In the harbour are many rowboats manned bynegroes, who make their living transporting passengersto or from the steamers or by ferrying passengers tov

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Image from page 741 of “S.A. mining and engineering journal” (1891)
auto finance
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Identifier: p2saminingengine32joha
Title: S.A. mining and engineering journal
Year: 1891 (1890s)
Authors:
Subjects: Mineral industries Mining industry and finance Mines and mineral resources
Publisher: Johannesburg
Contributing Library: Gerstein – University of Toronto
Digitizing Sponsor: University of Toronto

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REGISTERED. THE CASTOLIN Auto-Chemical Welding Process The CASTOLIN process is in use by the AdmiraltyWar Office, Port of London Authority, Thames Conservancy.London County Council and in a iar^c number of Con-structional, Repairing and Industrial Works connectedwith Marine and Land Engineering. DEMONSTRATIONS ARRANGED. CASTOLIN CHEMICAL WORKS, South African Agency: Box 2265, JOHANNESBURG. 720 THE S.A. MINING AND ENGINEEEING JOUENAL. Jburg, January 21, 1922. PIONEER Miners Hand Lamp STRONGESTSIMPLESTBEST Thousands inConstant Use. National Trading Co., Johannesburg. Box 2762 Phones 1205 Telegrams: GLORIA1250

Text Appearing After Image:

Note About Images
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Image from page 45 of “Biennial report of the Superintendent of Public Instruction, state of Montana” (1894)
auto finance
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Identifier: biennialrep191622ortofmontrich
Title: Biennial report of the Superintendent of Public Instruction, state of Montana
Year: 1894 (1890s)
Authors: Montana. Dept. of Public Instruction
Subjects: Montana. Dept. of Public Instruction Education
Publisher: Helena, Mont. : State Pub. Co.
Contributing Library: Montana State Library
Digitizing Sponsor: Montana State Library

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ve displaced the little claim shacks of four yearsago. Mineral county is in the race with St. Regis and Super-ior schools as the pride of the communities in which theyare located. Flathead has at least one school, Poison, pro-viding transportation. Teton has put it into effect at Valier, 40 FOURTEENTH BIENNIAL REPORT Cut Bank, Conrad, and Collins. Cascade has Raynesford andGreat Falls, while Fergus boasts of Coffee Creek, ArrowCreek, and Stanford. In Richland the people of Fairviewhave found that it gives a more regular attendance, whilethe Huntley project in Yellowstone, with its superintendent,its wagons, and its two large auto trucks, is demonstratingthe fact that it is more fun to live in the country than it isto live in the city. A survey would give many more, for thegood work is going on so successfully and so rapidly that itis no longer necessary to campaign and work for weeksto secure the sentiment that already exists, but which wasso hard to create just a few brief years ago.

Text Appearing After Image:
WHITK SlLIIUR sriUXllS. SUPERINTENDENT OF PUBLIC INSTRUCTION 41 County Unit During the past five years probably fifty school districtshave taken advantage of the consolidation law and providedtransportation that has meant a better school and more of it.During this same period, however, the county superintend-ents have created over six hundred districts and had theylistened to every appeal that number would have been morethan doubled. Many of these districts do not have valuationenough back of them to finance a pop corn wagon, much lessa good school. Most of them, it is safe to say, have novision of anything more than a one-teacher school and haveno dream of a plant that will adequately provide for thefuture. They have never stopped to think that schools,after all, are a good deal like eggs and that one good onewill do more for a community and furnish more real satis-faction than any number of those of doubtful quality andflavor that can be provided. , Consolidation has proved to be a

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See F&I Manager in Action: Product Presentation www.autodealerinstitute.com

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From Startup to Success: Building an Auto Finance Company is presented by the Center for Auto Finance Excellence, the new joint venture from Auto Finance News and Fiserv to promote best practices in the industry. Navin Bathija, founder and CEO of NEO, uncovers the best practices for developing an auto finance company.

Topics discussed is this webinar include: challenges of securing funding, the intricacies of the auto finance industry from the startup perspective, and the necessary evolution of business plans.

For more information on the Center for Auto Finance Excellence, visit http://autofinanceexcellence.org/
Video Rating: / 5

Car Finance Leads Programs For Auto Dealer

Well all dealers would like to increase their particular automobile sales figure. This is certainly possible for dealership whether they have high quality car finance leads. Getting quality car loan leads in this huge competitive marketplace is not too simple. Visit high quality www.50stateautoloan.com. We make certain you 99.99 per cent precision on our prospects. Many individuals ask united states how we generate our leads and exactly how we monetize the leads that can come into our system. Though people try not to accomplish that we make certain you that individuals follow that every time maintain the quality of the prospects.

Most of your auto finance lead traffic is originating from affiliates. We proudly state that we never had to face any trouble utilizing the quality. So we made that feasible by confirming every single leads which coming into our bodies. Once we say we verify that will not suggest we simply verify we put an entire session with all the consumer making it very clear to them that they can get a call from a dealership about the car finance these are typically contemplating. When this happens they begin waiting for the dealership to call them. This can help us in addition to customer never ever acts unusual towards the dealership but it helps both united states and consumer know how the procedures works in car loan.

right here dealership don’t have to work hard on customer to pull all of them to the store because these are typically thinking about purchasing the vehicle and they’re contemplating shopping for a vehicle using the dealership that will make the auto loan inexpensive and easy for them. At 50 condition car finance we’re 100 per cent sure about our quality and we will never misguide you or pull you into these things lead you for almost any miss usage.

Quality auto loan leads and unique finance prospects will be the most proven advertising and marketing technique which enhance your product sales without spending thousands of bucks in the marketing and advertising which will not give any result.50 State car finance provides you with complete brand-new experience with our quality auto finance leads.

we’re designed for any dealers that desire to receive high quality auto loan leads from united states. We can supply you a prospects that fit into you dealership demands.

Contact 50 State Auto Loan these days and discover the real difference yourselves.

50 State car loan has many years of expertise in creating quality car loan and special finance lead of the people with any credit history. We generate both auto finance and new automobile sales lead that provides best transformation for dealers.

Auto Finance Basics: Buy or Lease? | Auto Finance 101 | Ford

Learn the differences between buying and leasing a car to help decide which is best for you and your lifestyle.

Learn more about Ford Credit here: http://credit.ford.com/

Discover more Auto Finance videos here: http://ford.to/29k254T

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About Auto Finance 101:
Discover all you need to know about auto finance, from learning what credit is, to figuring out what you need to do when your lease ends.

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The official YouTube channel for Ford Motor Company. Subscribe for weekly videos showcasing our vehicles, innovation and stories that inspire you to go further. Our videos are here for your entertainment, and you are welcome to use the share and embed links for all our videos, but the videos themselves are property of Ford Motor Company. You are not permitted to download any video and re-upload under any circumstances without written consent from Ford Motor Company.

Auto Finance Basics: Buy or Lease? | Auto Finance 101 | Ford
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Auto Finance Basics: What is Credit? | Auto Finance 101 | Ford

We break down the basics of auto financing to help you learn what is credit and why your credit report and credit score are so important. See the range of credit scores and how you can boost yours.

Learn more about Ford Credit here: http://credit.ford.com/

Discover more Auto Finance videos here: http://ford.to/295MSrr

SUBSCRIBE: http://ford.to/SubscribeFordMotorCompany

About Auto Finance 101:
Discover all you need to know about auto finance, from learning what credit is, to figuring out what you need to do when your lease ends.

Connect with Ford: http://ford.to/FordMotorCompany
Facebook: http://ford.to/FordMotorCompanyFB
Twitter: http://ford.to/FordCreditTW
Instagram: http://ford.to/FordMotorCompanyIG
Ford Social: http://ford.to/FordMotorCompanySocial

About Ford:
The official YouTube channel for Ford Motor Company. Subscribe for weekly videos showcasing our vehicles, innovation and stories that inspire you to go further. Our videos are here for your entertainment, and you are welcome to use the share and embed links for all our videos, but the videos themselves are property of Ford Motor Company. You are not permitted to download any video and re-upload under any circumstances without written consent from Ford Motor Company.

Auto Finance Basics: What is Credit? | Auto Finance 101 | Ford
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http://tinyurl.com/alonline4u1 Auto finance – auto loan financing for bad credit.
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Image from page 1367 of “1921 Des Moines and Polk County, Iowa, City Directory” (1921)

Some cool auto finance images:

Image from page 1367 of “1921 Des Moines and Polk County, Iowa, City Directory” (1921)
auto finance
Image by Internet Archive Book Images
Identifier: 1921DesMoinesAndPolkCountyIowaCityDirectory
Title: 1921 Des Moines and Polk County, Iowa, City Directory
Year: 1921 (1920s)
Authors:
Subjects: des moines iowa polk county city directories
Publisher:

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Marie elk Successful Farm Pubg Cd bds 1625 LynnWallace Marjorie E stenog GuaranteeMortgage & Finance Co bds 1123Bell av iWallace Martin C trav res 1432 7thWallace Mary O bds 50 37thWallace Mary L bds 1948 Arlington avWallace Monroe hsemn The Kirkwood rms 907fwalnutWallace 0|rr A res 1051 40thWallace Preston R pipemu Hose Co No 2 res 1323 e Court avWALLACE PUBLISHING COH C willace Pres, John P WallaceSec, Puiiirs Wallaces Farmer (Week-ly), Walnut nw cor 11thWallace Remington R slsmn The Cud- ahy Packing Co bds 1135 PleasantWallace Ross bds 3700 Cottage GroveWallace Ross presser Ideal Dress Club res 3901 8th piWallace F^ussell bds 1269 Stewart EWETT LUMBERCO 9-iGhAMoAvr F7-iWalnut L&- CD* fw ■ > I S«^ nI < • IX O® B mo Faulmlle Leiisra TipewrllarSuppllei MalllngUsts 401 Orand A¥». TUTTLES LETTER SHOP AddritiiBg Phone Market 794 MaRiflg Service that Satisfies Vtate^iW BANK BUILDING. EAST Sth and LOCUST STREETS 1348 WAL (1921) R. L. POLK & CO.S WAL

Text Appearing After Image:
TRUST &. SAVINGS BANK LOCUST-N. W. CORNER-SEVENTH Wallace Ruth (wid Geo A) asst Dr G A Huntoon bds 815 WalnutWallace Ruth elk B of A Yeomen bds 1336 26thWallace Ruth E bds 50 37thWallace Sarah D Mrs policy writer la State Trav Mens Assn bds 1416 19thWallace School Belle McConnell prin e 13th nw cor Cleveland avWallace Stephen W elk Standard Oil Co res 1107 24thWallace Tina Mrs waitress Hotel Sav- ery Coffee Shop rms 731 Boyd avWallace Vaughn C with Wilson Floral Co res 3717 4thWallace Velma W student Gumming School of Art bds 800 Arthur avWallace Virginia (wid E C) res 1143 42dWallace Webster E driver A T Balzer bds 1804 MondaminWallace Wm rms 514 MapleWallace Wm flymn Princess Theatre res 1704 LyonWallace Wm mach res 2312 Capitol avWallace Wm A mech la Auto & Sup Co res 1450 University av Wallace Wm W painter res 800 ArthurWallace & DeLong (A C Wallace L R DeLong) auto reprs 408 12thWallace & Linnane Co J A Wallace pres J A Linnane sec-treas plmbing 615 10thWALLACES F

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Image from page 37 of “The Street railway journal” (1884)
auto finance
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Identifier: streetrailwayjo151899newy
Title: The Street railway journal
Year: 1884 (1880s)
Authors:
Subjects: Street-railroads Electric railroads Transportation
Publisher: New York : McGraw Pub. Co.
Contributing Library: Smithsonian Libraries
Digitizing Sponsor: Smithsonian Libraries

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at the maximumspeeds. In order to overcome these difficulties theform of trolley wheel shown in the accom-panying illustration has been devised and isnow the standard type on all the overheadelectrical divisions of the New York, NewHaven & Hartford Railroad. The wheel ismade up of a cylinder of composition metal3 ins. in diameter, and with curved edges,which fit against 5-in. steel flanges whichare J in. thick and riveted through the bodyof the wheel. The tread for the wire is i-l-ins. wide, this large gage being employedin order to give to the wheel more playupon the trolley wire and thus prevent itfrom jumping at high speeds. The treadcan be easily replaced when worn out without renewingany of the other parts of the wheel. The New York Auto-Truck Company is the title of acorporation recently organized in New York to build auto-mobile drays, operated by compressed air motors. JosephH. Hoadley and Henry E. Knight are largely interested. 26 STREET RAILWAY JOURNAL. Vol. XV., No. i.

Text Appearing After Image:
PUBLISHED MONTHLY BY THE STREET RAILWAY PUBLISHING COMPANY, HAVEMEYER BUILDING,26 CORTLANDT STREET, NEW YORK. Western Office :Monadnock Block, Chicago, III-European Office :39 Victoria Street, Westminster, London, England. Long Distance Telephone, New York, 2664 Cortlandt,Cable Address, Stryjourn, New York. TERMS OF SUBSCRIPTION. in the United States and Canada .00 per annum. ( ,00 In all Foreign Countries, per annum £i 5s o ( 31 fr Subscriptions payable always in advance, by cheek (preferred), money olderor postal note, to order of C. E. Whittlesey, Treasurer. EDITORIAL NOTICE. Papers and correspondence on all subjects of practical ititerest toour readers ate cordially invited. Our columns are always open forthe discussion cf problems of operation, construction, engineering,finance and invention. Special effort will be made to answer promptly, and withoutcharge, any reasonable request for information which maybe receivedfrom our readers and advertisers, answers being given thro

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Image from web page 1821 of “la, California, town directory” (1915)

Some cool auto finance pictures:

Image from web page 1821 of “Los Angeles, Ca, town directory site” (1915)
auto finance
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Identifier: losangelescalifo1916losa
Title: Los Angeles, California, city directory site
Year: 1915 (1910s)
Authors:
Subjects:
Publisher: Los Angeles Directory Co., 1915-
Adding Library: Allen County Public Library Genealogy Center
Digitizing Sponsor: MSN

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Taft av May O r 309 S Westlake av May T Mrs dressmkr 1228 S Hill Maybelle E steno roentgen 1801 Michigan av Mayland B auto opr roentgen 614 E 23d Melancthon student r 2366 W 22d Melissa wld N G h 429 S Lake Melvln D brakemn r 5627 Huntington dr Merlcus A h 2713 E 1st Merle L tchr r 1629 W 48th Mershun R slsmn h 951per cent W 42d pi Meta wld C N h 5720 Marmion Way Meyer tailor 903 S Grand av h 3760 S Van Ness av Mlchl r 912 S Indiana Michl billiards 508 E 5th h 275 Bel-mont av Michl locksmth 139 S Bway roentgen 548 Wall Mildred elk roentgen 833 S Grand av Mildred music tchr 721 Solano av Mildred A student roentgen 1757 Orange dr Mildred E roentgen 564 N New Hampshire a- Mildred H Mrs h 1331 Gardner Millard G elk roentgen 1040 Florida Millard G elk h 1509^^ W 16th Millarkey L baker roentgen 1221/2 E 1st Milo h 721 Garland av Mina wid Philip roentgen 3641 2d av Mina G tchr roentgen 838 S Grand av Miner R synthetic rock 2617 W Pico« Minnie B wid G P h 1706 S Hoover Minnie I wid Fir 1219 E 28th Minnie K Mrs phys r 606 S Hope Minnip M wid J W r 1815 N Wilton pi

Text Appearing After-image:
FILING CUPBOARDS – SYSTEMS AND SUPPLIESBANK EQUIPMENT SWEETSER & BALDWIN CO. 529-33 MARSH-STRONG BUILDING The California Nafional Supply Co. oil well supplies Main 9373 149 North l . a . St. Phones Residence 10749 LOS ANGELES (1916) CITY DIRECTORY 1827 SMITH—Continued Minnie M wid A B dom 1747 N Eronson Minnie M s.eani Coulter D G Co roentgen Haw-thorne Minnie R wid John r 1SB2 W 41st Minnie S wid E J h 2302 Juliet Mitchell we gro and meats 637 W 8th h 804 S Hope Mollle seam roentgen 711 N Bailey Monta H cond r 928 W 11th Morris h 2117 Reservoir Morris painter r 761 W sixteenth, Morris J slsmn Angelus Wine Co h 341 E 60th Morton G h 2208 Bird Morton H authorities h 417 W 52d Moses lab h 150 N Clarence** Muriel r 903 W Blst pi Musetta M elk r 922 E 12lh Myra E bkpr Merchants Finance Co roentgen 1606 W 11th Myron J cond h 16BS 2: 39th« Myrta B nursing assistant 8341/2 W 40th pi Myrtle a r 348 W 45th Myrtle A milliner r 1040 Florida Myrtle C dressmkr r 3957 Woodlawn av Myrtle L, r 1327 S Manhattan pi M Bell Mrs r 13181/2 Wrig

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Image from page 721 of “Washington (District of Columbia), town directory” (1921)
auto finance
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Identifier: washingtondistri00unse
Title: Washington (District of Columbia), city directory
Year: 1921 (1920s)
Authors:
Subjects:
Publisher: Polk
Contributing Library: Allen County Public Library Genealogy Center
Digitizing Sponsor: Internet Archive

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Image from page 869 of “Electric railway log” (1908)
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Identifier: electricrailway541919newy
Title: Electrical railroad journal
12 Months: 1908 (1900s)
Authors:
Subjects: Electric railroads
Publisher: [New York] McGraw Hill Pub. Co
Adding Library: Smithsonian Libraries
Digitizing Sponsor: Smithsonian Libraries

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gebooklet containing much interesting in-formation with regards to coal from variousgeographical parts of the country. Belden production Company, Chi-cago, 111.: Bulletin No. 1208 on Belden-mold, descriptive of material, terms andconditions covering quotations, orders andproduction of artificial molded insulation. Allis-Chalmers production Com-pany, Milwaukee, Wis.: Bulletin No. 1091on its Type OB-4 Governor for auto-matic legislation of stress for environment brakeequipment and stationary or portable aircompressors. General Electric business, Schenec-tady, N. Y.: The Geco resistor for incan-descent headlights for 500 to 600 volt cir-cuits, giving lamp data, fat, dimen-sions, information of mounting, and dia-gram of connections. Steel & Thermit Corporation, NewYork, N. Y.: A folder entitled HowThermit Cured My Diseased Neck, illus-trating a repair from the 16-in. diameterneck of a big roughing-mill pinion usedby the Universal Rolling Mill business,Bridgeville, Pa. Issued on December 5

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Consolidation of Street Railway Journal and Electeio Railway Assessment Vol. 54, No. 19 /v^*- Baltimore and New York November 8, 1919 Speak the Speech of the People – t ^-f^^ OBSOLESCENCE, decline, amortization, repro-duction expense.new and reasonable price of return tend to be soundfnland ponderous expressions, however they are because obvious as mudto the patient just who painfully spells on with one fingerany word longer than a syllable. This is certainly an undeniable fact maybe not takeninto account frequently enough in planning piiblicity content onthe reasons for an elevated fare or a decrease in taxingburdens. The language of finance is a lengthy eliminate fromthe message of those and from their particular knowledge indaily life. Householders whom purchase gasoline stoves aren’t inthe practice of putting by 10 percent of this cost of the stovesannually for a replacement fund, as well as understand nothingabout the chance of obsolescence as a result of coming ofthe superior electric range. But this they do understand:That they cant borrow brand new money unless they spend the

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